BudgetGPT Launches AI-Native Budgeting App That Lets Users Chat Directly With Their Money

Lufkin, TX, Jan. 21, 2026 (GLOBE NEWSWIRE) -- BudgetGPT (budgetgpt.io) today launched its iOS app, delivering AI-powered personal finance that allows users to have natural conversations with their money. Built AI-native from the ground up—not bolted onto legacy systems—the platform has already answered more than 100,000 financial questions for over 1,000 beta users.

Person holding a phone with the BudgetGPT app open to the chat feature

Unlike traditional budgeting tools that focus on past spending, BudgetGPT looks ahead. Users can ask real-life questions in plain English—such as "Can I afford a trip to Mexico in March?" or "If I lose my job tomorrow, how long can my savings last?"—and receive tailored, actionable answers based on their actual income, spending patterns, and financial history.

BudgetGPT was founded by Taylor Kovar, CFP, and Zachary Branson, combining deep financial planning expertise with senior-level software engineering leadership.

Kovar is a seasoned wealth management professional with over a decade of experience leading 11 Financial. A five-time nationally recognized top financial advisor, he is also a professor of finance and co-author of The ...